Montecito Capital Management

 Montecito Capital Management has been dedicated to advising clients with personalized wealth management since 2004 and the firm’s founder, Kip Lytel, CFA, has been an author, speaker and industry leader on financial topics for over two decades. We are an award-winning Registered Investment Advisory (“RIA”) firm offering comprehensive financial advisory services to individuals, families, trusts and businesses during the accumulation of asset phase, or in retirement. Notably, we are Fiduciary advisors and therefore adhere to the highest Fiduciary standard of being legally bound to prioritize our client’s “best interests” while at all times acting in good faith. You may assume that all advisors uphold the Fiduciary standard of care, but this is not accurate, as only 12% of financial advisors choose to meet this exalted standard.